In general student loan debt cannot be erased by declaring bankruptcy, credit card and gambling debt on the other hand can be erased. This is mainly due to two reasons for starters, the money that is owed is technically owed to the government when dealing with student loan debt. Credit Card and gambling debt is owed to private institutions. The second reason is that there is a wide range of programs available to help repay student loans as opposed to credit card and gambling debt. Personally, this does seem unfair because certain debts like gambling are vices while college debt is done with the hopes of bettering your future and the world.
"After we left practice" is a dependent clause that isn't a full sentence on its own, and "I went swimming" and "Mark ran around the track" are two independent clauses linked by a conjunction
