So first you solve whats inside of the parenthesis 10 -2 aand get 8 then you figure 3^2 which is 9 then multiplie 8 times 5 and get 40. 9 + 40 - 4 is what it is so far then add 9 to 40 which is 49 then subtract 4 and get 45!
since it didn't mention any withdraws from the account or any charges, its just a matter of multiplying 7.75 by 18 and adding it to the original balance.