In the American version of the Game Roulette, a wheel has 18 black slots, 18 red slots and 2 green slots. All slots are the same
size. A person can wager on either red or black. Green is reserved for the house. If a player wagers $5 on either red or black and that color comes up, they win $10 otherwise they lose their wager. What is the expected value of playing the game once
So she starts out with -1 dollars. Then she borrows 4 more and gets to -5 dollars. If she pays him back 3 dollars, she is left still owing him 2 dollars as her balance is at -2 dollars.