Answer:
"twisting"
Explanation:
Based on the scenario being described within the question it can be said that the act that is being described in this statement is known as "twisting". Like mentioned in the question this is the act of when an insurance agent replaces an already existing policy with a different one using misleading representation or tactics. This act is illegal in almost all of the states within the United States of America.
Answer:
Having a wedding gown altered
Getting your hair done for a wedding
Explanation:
A service is rendered when there is no exchange of physical goods between the buyer and seller
When a wedding gown is altered and when my hair is done, there is no exchange of a physical good
A. Investment percentages and maturity delegations
Another answer to go along with the rest is (contribute to keeping ecosystems productive) I hope this helps