Answer:
1)Celia actually did charge $3,000 on her credit card and admitted such to the credit card company, but argued she only had $2,500 in her bank account to pay off the credit card.
Telling a bank or a credit card company that you do not have enough money top pay right now will not make them forgive the unpaid balance. They might offer you some type of agreement or schedule for you to pay for the remaining balance (in this case $500). A court will never rule in favor of a borrower just because they do not want to pay the whole balance and will not accept a payment schedule.
3) Celia and the credit card company agreed that Celia would pay $2,500 as full payment of the disputed debt, but Celia never paid the $2,500.
When Celia and the credit card company reached an agreement to settle their dispute, that agreement is binding on both parties. Celia must pay the $2,500 and the credit card company will not charge any more money. But if Celia doesn't make the payment, she is not performing her part and the credit card company can sue her for it, and will probably win.
Explanation:
the options are missing:
- Celia actually did charge $3,000 on her credit card and admitted such to the credit card company, but argued she only had $2,500 in her bank account to pay off the credit card.
- Celia actually did charge $3,000 on her credit card and admitted such to the credit card company. However, Celia had no money, so she offered the credit card company her car in exchange for full payment of the debt and the credit card company accepted. Celia turned over title to her car to the credit card company.
- Celia and the credit card company agreed that Celia would pay $2,500 as full payment of the disputed debt, but Celia never paid the $2,500.
- Celia believed she did not charge anything on her credit card during her trip to Las Vegas. The credit card company claims she charged $3,000 to the card while in Las Vegas.
Answer:
Students believe they will eventually be charged their willingness to pay.
Explanation:
This would be a factor that would make the survey misleading. In this survey, the students are being asked how much money they are willing to pay so that the beautification project can be carried out. The students are meant to respond honestly. However, if for some reason the students believe that they will eventually be charged with the amount that they suggest, then they will be a lot less likely to answer truthfully.
HP could offer discounts on other models for a limited time to shift demand until supplies even out.
Answer:
a) zero tolerance, b) 10 percent cumulative tolerance, c) unlimited tolerance.
Explanation:
a) In zero tolerance the rates cannot increase from the loan estimate date to the date of the closing disclosure.
b) Fees for services are added, in case the total loan estimate does not increase more than 10 percent of the total disclosed.
c) It involves rates that are not subject to any tolerance limit. All rates may increase. However, they must still be disclosed in good faith using the best information available at the time of disclosure.
