1. This is an inderect characterization because Jessie's traits, such as a high sense of responsibility, reliabilty, courage, etc., are not explicitly mentioned, but they are implied through her actions. Therefore, the STEAL method used in this characterization is "action". It is because of what Jessie does that the reader gets an idea of her personality.
2. Again, the characterization used here is indirect because we are not told specifically that Janine is perhaps a little too self-assured, or perhaps even lazy. The STEAL method utilized here is "effect"; Janine is characterized through the reaction and thoughts that she elicits in Mrs. Johnson. This can also be seen as an indirect characterization of Mrs. Johnson through her words, in whose case the STEAL method used would be "speech", as we know her through her judgment of Janine.
3. This characterization is indirect because we are not told explicitly that this is a rich, fashionable woman, possibly young and good looking. The method of STEAL used in this characterization is "looks". We can deduct all this information about the character from her apparel and her jewelry.
4. Once more, we are not given the specific traits of Tim; we know that he is absent minded and clumsy because of his actions; therefore the method of STEAL used her is "action": bumping into the soup cans, walking carelessly through the automatic door, tripping over the curb.
5. Here, the characterization is also indirect, because we are not specifically told that John is a painter, probably at the start of his career. We find out about him through his opinion of his own work and his intention to enter it in the local contest; therefore the method of STEAL used here is "thought".