I need more details. Like what is the insurance policy?
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1. Start with tension
2. Know what your characters’ wants are
3. End each chapter on a cliff
4. Give your characters obstacles
5. Understand your audience
Answer:
Apex non europeans are cannibals
Explanation:
If it is subjective than the pronoun is grandma; objective is quote; possessive is me
Answer:
who's needs to be replaced by which to make the sentence correct.