They revolutionized newspapers by changing how they worked. Because they wanted to beat each other in their businesses, they started creating what was called yellow journalism which was focused on sensationalism and high print numbers so that anyone could buy them. They introduced the system of advertisements in to pay the costs of production.<span />
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The borrower may chose to use the funds to invest in a business venture and thus be becomes an investor. Money is channeled through financial institutions such as banks. A saver saving with a bank account seeks to keep the money in the bank as it earns him interest.