Athena is the correct answer
Answer:Congress enacted the Community Reinvestment Act (CRA) in 1977 to encourage banks and thrift institutions to “serve the convenience and needs of the communities in which they are chartered to do business,” including low- and moderate-income (LMI) communities, and to do so in a manner “consistent with the safe and sound operation of such institutions.” The CRA requires each federal bank regulator, including the Federal Reserve, to evaluate the extent to which banks address the credit needs of LMI neighborhoods in their geographic markets. While research generally indicates the CRA has increased lending to LMI communities, the Act has been a source of debate since its passage.
Explanation: hope this answers your question.
Mary Maloney recounts the events in her own words, insisting on remaining in the house while cops look for the culprit. When one of the detectives realizes that the oven is still on, Mary Maloney demands that they eat the supper she had lovingly made for her husband.
The central idea would be that the internet has not always been safe and doesn’t protect your information so criminals can find any information needed.
