Answer: A. legal but not ethical
Explanation: Introducing mortgage plans to consumers in other to cater for their needs by a mortgage-loan officer is not a legal crime which will be penalized by the law. However, it is an ethical obligation on the path of the mortgage-loan officer to explain the modalities attached to a certain mortgage plan to consumers, both the advantages and the demerits. In the options ARM mortgage plan, it affords consumers to pay below the interest rate on the mortgage, this short paid interest are later added to the principal and the rates increases. This may cause a lot more harm than good to consumers who do not have detailed knowledge of this particular loan process.
Answer:
DD Form 2282 decal.
Explanation:
A container can be defined as a metallic object, which is usually rectangular in shape and used for freight or the transportation of goods from one location to another.
A DD Form 2282 decal is a form which certifies a container's serviceability and identifies the month and year the next reinspection is due. It is a type of form which gives a visual representation of the certification of a container, indicating its eligibility to transport cargoes (products or goods) such as automobiles, electronic gadgets, clothes, and other items.
Also, it gives an information about the particular month and year the next reinspection of a container would be.
Generally, before the expiration date of the DD Form 2282 decal, a container must be reinspected and this is usually 30 months after the previous inspection.
Answer:
Hubs Sprockets
Direct Materials 29 17
Direct Labor 13.3 5.7
Overhead 14.65 0.24
Unit Cost 56.95 22.94
Explanation:
<u><em>Labor:</em></u>
Hubs: 0.7 hours per unitx 19 labor rate = $13.3
Sprockets 0.3 x 19 = $5.7
<u><em>Direct Materials:</em></u>
Hubs $29
Sprockets $17
<u><em>Overhead rate</em></u>
Activity Pool Hub Sprockets
Machine Setups 225 125(55.56%) 100(44.44%)
Special processing 3900 3900
<u>Machine Setups</u>
27,000 x 55.56% /13,000 units: $ 1.1538
27,000 x 44.44% / 50,000 units $ 0.24
<u>Special Processing</u>
175,500/13,000 = $13.5
Total overhead
sprockets: $0.24
hubs: $14.65
Units cost:
hubs: 13.3 + 29 + 14.65 = 56.95
sprockets: 5.7 + 17 + 0.24 = 22.94
In order for more efficient workers to earn higher wages, a company would have to be using a <u>differential rate </u><u>pay </u><u>structure.</u>
<h3>What is a differential rate pay structure?</h3>
- Workers are paid based on time taken to complete tasks.
- Workers who finish by the time they are supposed to are paid higher.
Efficiency refers to finishing tasks in a particular time which means that those employees who finish on time are more efficient and will get a higher pay.
Find out more on<u> differential rate pay structure</u> at brainly.com/question/5044592.
