A loaded word is a word that not only informs but also caries some emotion with it, such as condemning, exciting, praising.
In the statement above the loaded word is "crushing" - it makes a qualitative statement about the defeat: it was a very definite defeat.
It needs to be:
My friend Ann won a scholarship to Kent State, and will major in business.
I don't understand the question
It's known as abstract nouns
A) The new rose symbolized both the children and the spirit.