hiii
here's your answer
an account of something noteworthy
narrative composed from personal experience
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Based on fact, and explains how ideas connect.
<em>The factor that has the greatest impact on your credit score is;</em>
D. Payment history
<u>How late/early or on-time your payment is, and how much you owe, impacts your credit score. </u>
Answer:from which country the answer is from
Explanation: