There are 4 pennies. I got this by doing: 40-16=24 16 dimes so far 24/2=12 16 dimes, 12 quarters 16+12=28 40-28=12 12 coins left Then I drew a diagram and for every 1 penny I drew 2 nickels. In order to get 12 overall in pennies and nickels there has to be 8 nickels and 4 pennies. Hope that helped! :)