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1 year ago

a mortgage professional can use any of the following techniques to detect fraudulent documents, except:

1 answer:

4 0

A mortgage professional can use any of the following techniques to detect fraudulent documents, except requiring that consumers provide only notarized supporting documentation.

A mortgage expert can spot forged paperwork using a variety of techniques. These include comparing the handwriting on an original application and any supporting papers, following the chain of custody for all verifications, and checking for watermarks and printed fraud protection patterns on pay stubs and bank statements.

A mortgage broker collaborates with all parties involved in the loan process, including the real estate agent, underwriter, and closing agent, to ensure that a borrower receives the best financing and that the loan closes on schedule.

A broker has the option of working alone or with a brokerage firm. For in-depth news, comment, and analysis, as well as market trends and business information, the industry frequently turns to MPA as a valuable resource.

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An insurance company is offering a new policy to its customers. Typically, the policy is bought by a parent or grandparent for a

Doss [256]

Answer:

The value of the policy assuming the proposed rates is 142,769.63

Explanation:

Time line:

<--/--/--/--/--/--/----------------------------------------------------------//-->

We have 6 payment and then, a lump sum capitalize until age 65

First we calculatethe value up to the end of the six year:

$Principal \: (1+ r)^{time} = Amount$

First year:

$940 \: (1+ 0.09)^{6} = Amount$

Amount 1,576.47

Second year:

$940 \: (1+ 0.09)^{5} = Amount$

Amount 1,446.31

Third Year:

$1040 \: (1+ 0.09)^{4} = Amount$

Amount 1,468.04

Fourth year:

$1040 \: (1+ 0.09)^{3} = Amount$

Amount 1,346.83

Fifth year:

$1140 \: (1+ 0.09)^{2} = Amount$

Amount 1,354.43

Six year:

$1140 \: (1+ 0.09)^{1} = Amount$

Amount 1,242.60

Sum at the end of the six year: 7,080.25‬

<u>Then this capitalize up to 65 birthday:</u>

from the seventh birthday up to the 65th birthday

65 - 7 = 58 years

$Principal \: (1+ r)^{time} = Amount$

Principal 8,426.68

time 58.00

rate 0.05000

$8426.68 \: (1+ 0.05)^{58} = Amount$

Amount 142,769.63

3 0

2 years ago

costs that a firm remaining in business will still incur even if it halts current production are called

vekshin1

They are “fixed costs”

3 0

2 years ago

Freeman Motors, a motorcycle manufacturer, had the following contingencies. Determine the appropriate accounting treatment for

mrs_skeptik [129]

Answer:

a. Freeman estimates that it is reasonably possible but not likely that it will lose a current lawsuit. Freeman's attorneys estimate the potential loss will be $4,500,000.

Describe the situation in a note to the financial statements.

Since the event is possible but not likely, it should be disclosed in the footnotes of the financial statements.

b. Freeman received notice that it was being sued. Freeman considers this lawsuit to be frivolous.

Do not disclose.

Since this is a frivolous lawsuit, there is no need to disclose it.

c. Freeman is currently the defendant in a lawsuit. Freeman believes it is likely that it will lose the lawsuit and estimates the damages to be paid will be $75,000.

Record an expense and a liability based on estimated amounts.

Since the negative outcome is probable and you were able to quantify your losses, you must record the expense for $75,000 and include the amount as a current liability.

6 0

3 years ago

A stock currently sells for $49. the dividend yield is 3. 8 percent and the dividend growth rate is 5. 1 percent. What is the am

tatyana61 [14]

If a stock currently sells for $49. tThe amount of the dividend that was just paid is $1.77.

A inventory is a fashionable term used to describe the ownership certificate of any business enterprise. A percentage, on the other hand, refers to the inventory certificate of a selected organization. maintaining a particular organization's percentage makes you a shareholder.

A coins dividend is the distribution of budget or cash paid to stockholders generally as a part of the employer's present day income or accrued income. cash dividends are paid at once in money, as opposed to being paid as a inventory dividend or other form of cost.

Dividend yield=Annual Dividend next year/Current price

Annual Dividend next year=(49*3.8%)=$1.862

Hene, the dividend just paid = Annual Dividend next year * Present value of discounting factor( 5.1%, time period)

⇒$1.862/1.051

⇒$1.77 (Approx)

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3 0

1 year ago

Your task is to design a rectangular industrial warehouse consisting of three separate spaces of equal size. The wall materials

Nadya [2.5K]

Answer:

Explanation:

I think your question is missed of key information, allow me to add in and hope it will fit the original one. Please have a look at the attached photo.

Given:

Cost $71 per linear foot
Budge $34080 for those walls

Let X is the the length

Let Y is the width

From the photo, we can see that

(4X + 6Y)*71 = 34080

<=> (4X + 6Y) = 480

<=> Y = 80 - $\frac{2}{3}$ X

The are of the rectangular industrial warehouse:

A(X) = 3Y*X

<=> A(X) = 3(80 - $\frac{2}{3}$ X )X

<=>A(X) = (240-2X)X = 240X - $2X^{2}$

So A'(X) = 240 - 4X

Let A'(X) = 0, we have:

240 - 4X = 0

<=> X = 60

=> Y =(80 - $\frac{2}{3}$ X ) = 80 - $\frac{2}{3}$ *60 = 40

So the dimension to maximize total area is: 60 in length and 40 in width

5 0

2 years ago